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Frequently Asked Questions
Everything you need to know about using Huddle
Getting Started
What is Huddle?
Huddle provides a shared tenancy-related bond record, payment evidence, and portable rental history. The current creation flow is configured for BTC denomination. Live funding and settlement depend on eligibility, feature flags, required approvals, and availability. USDC and CAD-denominated configurations require approved partners, jurisdiction and eligibility review, and product-specific disclosures before they can be offered.
How do I sign up?
Click 'Get Started' and choose whether you're a tenant or landlord. You'll need an email address to create an account. No crypto wallet is required to use HuddleBond.
Do I need a crypto wallet?
No personal wallet is required for the current HuddleBond journey. Before consent, review the bond's denomination, custody arrangement, settlement terms, fees, and material risks. A third-party custody arrangement does not eliminate asset, custodian, issuer, network, or counterparty risk.
What blockchain does Huddle use?
When live funding and settlement are enabled, the BTC-denominated HuddleBond configuration uses cbBTC and Base for applicable on-chain records and settlement. Availability depends on eligibility, feature flags, and required approvals. You do not need to interact with the blockchain directly, but on-chain actions can be irreversible and carry network and smart-contract risk.
For Tenants
How does HuddleBond work for tenants?
A HuddleBond records the tenancy-related obligation in the denomination and exact units stated in the bond terms. The current creation flow is configured for BTC denomination and uses cbBTC when live execution is enabled. BTC can lose fiat value, including below the amount originally contributed. Huddle does not provide investment advice or promise a return.
What is the Huddle Badge?
The Huddle Badge is a participant-controlled record of verified rent-history signals, such as on-time payments, total rent paid, and payment streaks. Bronze through Platinum levels reflect the current evidence rules shown in the product. You choose when to share a badge reference, and each receiving party decides independently whether and how to use it.
Can I use my badge when applying to new properties?
You can choose to share your HuddleBadge reference and supporting evidence in a future rental application. A receiving party can review the reference and the evidence you make available, but Huddle does not determine acceptance, tenancy, credit, underwriting, or mortgage eligibility.
What happens to my HuddleBond when the lease ends?
At term end, the bond follows the recorded release and claim rules. The parties review the same evidence and settlement record, and the selected asset is handled according to the exact units, custody arrangement, bond terms, and applicable law. Huddle does not promise a fiat value at settlement.
How do I pay rent on Huddle?
Continue paying rent however your landlord collects it — bank transfer, cheque, EFT, AppFolio, or any existing system. Payment Evidence captures that history into your HuddleBadge without requiring a new payment rail.
For Landlords
Why should I use HuddleBond?
HuddleBond gives you one reviewable record for the tenant's obligation, assent, claim window, evidence, and release process. The selected denomination and custody configuration are disclosed before consent, helping reduce fragmented records and manual administration.
How do I receive rent payments?
Keep your existing systems — AppFolio, Buildium, Yardi, QuickBooks, bank transfer, cheque, or EFT. Huddle imports or attests payment evidence from any of these to build the tenant's HuddleBadge record.
What is deposit migration?
Where the migration workflow and jurisdiction are enabled, an existing deposit may be moved into a HuddleBond only with tenant consent and the required disclosures. The invitation states the approved denomination, exact units, custody, fees, settlement terms, and material risks before either party proceeds.
How do I award badges to tenants?
Go to Tenants > select a tenant > Award Badge. You can import, attest, or verify payment history from any system. The badge records verified rent-history signals independently of HuddleBond.
Does Huddle promise appreciation, interest, or yield?
No. Huddle does not promise principal value, profit, appreciation, interest, yield, or any other return. Bitcoin can rise or fall. Any separately offered rewards or yield program would require its own approved provider terms, eligibility rules, risk disclosures, and legal approval; none is offered through the standard HuddleBond terms described here.
HuddleBond & Digital Assets
What is cbBTC?
cbBTC is a wrapped Bitcoin token issued by Coinbase. The BTC-denominated HuddleBond configuration uses cbBTC on Base when live funding and settlement are enabled. Wrapped assets carry issuer, custodian, redemption, network, smart-contract, and operational risks; confirm availability and review the current product-specific terms before funding.
What is HuddleBond designed to do?
HuddleBond is designed for a tenancy-related purpose: recording the obligation, assent, evidence, claim rights, and settlement process. Huddle does not market it as a way to earn profit and does not provide investment advice. Regulatory treatment depends on the specific facts, structure, jurisdiction, and offering terms.
What are the bond fees?
The first three active HuddleBonds are free. Additional active bonds use a disclosed per-bond monthly platform fee. Platform fees pay for software and operations and are separate from the bond's asset value. Review every applicable fee before activation.
Are USDC or CAD-denominated HuddleBonds available?
Not through the current self-service flow. Those configurations require approved custody and settlement partners, jurisdiction and eligibility review, and product-specific disclosures before Huddle can offer them. A disabled selector or roadmap reference does not mean an asset is available.
Are digital assets protected like a bank deposit?
No. Digital assets used with HuddleBond are not bank deposits, are not FDIC or NCUA insured, and may not be protected by SIPC. Bitcoin can lose value. Stablecoins, if separately offered, can depeg, become illiquid or unavailable, and carry issuer, reserve, redemption, custody, counterparty, smart-contract, regulatory, and currency risks.
How are claims handled?
During the claim window after lease end, the landlord can submit a claim with supporting evidence. Huddle's platform facilitates the review and decision process. Undisputed amounts release to the landlord; the remainder releases to the tenant.
Badges & Reputation
What are badge levels?
Bronze, Silver, Gold, and Platinum summarize verified evidence under Huddle's current product rules. The applicable criteria are shown in the product and may evolve with its controls. A level is not a credit score or an approval decision, and receiving parties should review the underlying evidence independently.
Can I take my badge to a new landlord?
You control whether to share your HuddleBadge reference with a new landlord. Where a badge is anchored on Base, a receiving party can verify the referenced record by address or token ID; access to supporting personal evidence remains subject to Huddle's privacy and sharing controls. Verification does not require a receiving party to accept or rely on the badge.
What if I have payment history from before Huddle?
Landlord attestation, property-manager imports, accounting-system exports, bank evidence, and partner APIs can all feed into your badge history. Pre-Huddle history is supported through the Payment Evidence import flow.
Can a lender use my badge?
You may choose to share your badge reference and supporting evidence with a lender. Huddle does not claim lender acceptance, a direct mortgage integration, or pre-qualification from a badge. Each lender applies its own policies, and a HuddleBadge does not determine credit, underwriting, or mortgage eligibility.