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Frequently Asked Questions
Everything you need to know about using Huddle
Getting Started
What is Huddle?
Huddle replaces the traditional security deposit with HuddleBond — a BTC-denominated deposit alternative backed by Coinbase's cbBTC. Landlords get clear deposit protection. Tenants build portable rental history. Payment Evidence verifies rent from Huddle or existing payment systems.
How do I sign up?
Click 'Get Started' and choose whether you're a tenant or landlord. You'll need an email address to create an account. No crypto wallet is required to use HuddleBond.
Do I need a crypto wallet?
No. HuddleBond is fully operational without a personal crypto wallet during the tenancy. cbBTC is held through the disclosed third-party custody structure and remains governed by the bond and lease terms.
What blockchain does Huddle use?
HuddleBond uses Base (Coinbase's L2) for cbBTC custody and on-chain settlement. HuddleBadge reputation records are also anchored on Base. You do not need to interact with the blockchain directly.
For Tenants
How does HuddleBond work for tenants?
Instead of paying a traditional cash deposit that sits idle, the HuddleBond obligation is stated in BTC and funded as cbBTC. The contractual BTC amount does not change with its fiat price. BTC can gain or lose fiat value, and Huddle does not provide investment advice.
What is the Huddle Badge?
The Huddle Badge is a portable reputation record for verified rental history. It tracks on-time payments, total rent paid, and your payment streak. Levels go from Bronze (1–12 payments) to Platinum (37+). Landlords and lenders can verify it independently.
Can I use my badge when applying to new properties?
Yes. Your badge travels with you. When applying to Huddle-listed properties, landlords can instantly verify your payment history. Some lenders also accept Huddle Badges as proof of payment history for mortgage pre-qualification.
What happens to my HuddleBond when the lease ends?
At term end, the bond settles under the agreed release rules. If no valid claims exist, the contractual BTC units are released under the bond terms. Any party-agreed allocation of fiat appreciation is calculated only if the BTC is liquidated.
How do I pay rent on Huddle?
Continue paying rent however your landlord collects it — bank transfer, cheque, EFT, AppFolio, or any existing system. Payment Evidence captures that history into your HuddleBadge without requiring a new payment rail.
For Landlords
Why should I use HuddleBond?
HuddleBond gives you a clear, auditable deposit record backed by cbBTC on Base. The bond terms document the tenant's obligation, the claim window, and the release process — reducing disputes and manual administration.
How do I receive rent payments?
Keep your existing systems — AppFolio, Buildium, Yardi, QuickBooks, bank transfer, cheque, or EFT. Huddle imports or attests payment evidence from any of these to build the tenant's HuddleBadge record.
What is deposit migration?
If a tenant has an existing cash security deposit, you can convert it into a HuddleBond with tenant consent. The original deposit amount is recorded in BTC, the cash is used to acquire cbBTC, and the bond terms govern release and claims going forward.
How do I award badges to tenants?
Go to Tenants > select a tenant > Award Badge. You can import, attest, or verify payment history from any system. The badge records verified rent-history signals independently of HuddleBond.
Do I participate in BTC appreciation?
Yes. The bond terms set the landlord's share of any BTC appreciation above the original deposit amount. This is a landlord adoption incentive, not a guarantee of returns. The split is agreed at bond creation and recorded on-chain.
HuddleBond & cbBTC
What is cbBTC?
cbBTC is Coinbase's wrapped Bitcoin token, redeemable 1:1 for BTC held in Coinbase's custody. HuddleBond uses cbBTC on Base as the backing asset for all deposits. Coinbase manages the Bitcoin custody; Huddle manages the bond lifecycle.
Is HuddleBond an investment product?
No. HuddleBond is a lease security deposit instrument, not an investment vehicle. Huddle is not an investment adviser. BTC can lose value. Any appreciation sharing is incidental and party-agreed, not a return guarantee.
What are the bond fees?
The first three active HuddleBonds are free. Additional active bonds use a disclosed per-bond monthly platform fee. Huddle charges no AUM, carry, or percentage-of-appreciation fee. Any landlord participation is agreed between the parties in the bond terms.
How are claims handled?
During the claim window after lease end, the landlord can submit a claim with supporting evidence. Huddle's platform facilitates the review and decision process. Undisputed amounts release to the landlord; the remainder releases to the tenant.
Badges & Reputation
What are badge levels?
Bronze (1–12 verified payments), Silver (13–24), Gold (25–36), and Platinum (37+). Each level reflects payment-evidence volume, not creditworthiness. Landlords and lenders should review evidence alongside the badge.
Can I take my badge to a new landlord?
Yes. HuddleBadge records are anchored on Base and publicly verifiable. Any Huddle landlord or lender can check your badge by address or token ID.
What if I have payment history from before Huddle?
Landlord attestation, property-manager imports, accounting-system exports, bank evidence, and partner APIs can all feed into your badge history. Pre-Huddle history is supported through the Payment Evidence import flow.
How do lenders verify my badge?
Your badge is publicly referenceable on Base. Lenders check the contract address and token ID. We're building direct integrations with mortgage lenders to use badge history in pre-qualification workflows.