Terms of Service - Huddle

1. Acceptance of Terms

By accessing and using Huddle Marketplace ("the Platform"), you accept and agree to be bound by the terms and provision of this agreement.

2. Platform Description

Huddle is deposit infrastructure for tenants, landlords, and property managers. The Platform supports HuddleBond — a BTC-denominated security deposit alternative backed by Coinbase cbBTC on Base — as well as Payment Evidence for rent-history verification and portable HuddleBadge reputation records. Huddle does not provide investment advice. HuddleBond positions are lease security instruments, not investment products.

3. User Accounts

You are responsible for maintaining the security of your account and password. Huddle cannot and will not be liable for any loss or damage from your failure to comply with this security obligation.

4. On-Chain Transactions

HuddleBond settlement and HuddleBadge records are anchored on Base using cbBTC and other on-chain transactions. On-chain transactions can be irreversible. Once executed, they may not be reversible except through the applicable lease, bond release, or claim process.

Important: You are responsible for reviewing bond and settlement details before confirming any on-chain action. The Platform presents all material terms before execution.

5. HuddleBond — BTC Denomination and Risk Disclosure

HuddleBond records the security deposit as a BTC-denominated obligation backed by cbBTC held on Base. Huddle is not an investment adviser, broker-dealer, or exchange. HuddleBond is a lease security deposit instrument, not an investment product.

Volatility Risk: Bitcoin and cbBTC are volatile assets. The BTC-equivalent value of your deposit may increase or decrease. Past performance does not guarantee future results. The BTC amount stated at bond creation may be worth more or less in fiat currency at settlement.

Party-Agreed Allocation: The contractual BTC units do not increase with fiat price. If the parties agree to allocate fiat appreciation at liquidation, that allocation is governed by the bond terms. It is not a return guarantee and Huddle does not take an appreciation-based platform fee.

By accepting HuddleBond terms, you acknowledge that you understand the risks involved, that Huddle does not provide investment advice or guarantee returns, and that settlement follows the bond terms agreed at signing.

6. Huddle Badge

The Huddle Badge is a portable reputation badge that represents verified rental payment history and should be reviewed alongside Huddle's identity, wallet, and payment records.

Badge levels are calculated based on total verified payments and cannot be modified except through verified payment activity.

Badge data is stored on the Base blockchain and is publicly verifiable.

7. Limitation of Liability

Huddle provides the Platform "as is" without warranties of any kind. We are not responsible for disputes between landlords and tenants, payment issues resulting from blockchain network issues, or losses due to cryptocurrency volatility.

8. Modifications to Terms

Huddle reserves the right to modify these terms at any time. Continued use of the Platform after changes constitutes acceptance of the new terms.

9. Contact

If you have questions about these Terms, please contact us at legal@weusehuddle.com